Individual Disability

Disabilities can happen at any time to anyone. That’s why disability insurance to protect your income is so important. It allows you to continue to pay for your home, cars, food, college and vacations - from now until the day you retire. In short, individual disability income insurance is the protection your need to help maintain your lifestyle and protect your family's future if you should become too sick or hurt to work.

Many brokerages simply don’t offer this type of insurance. But Broad Street Brokerage and your independant agent offer a comprehensive individual and multi-lives product line through UNUM/Provident (Paul Revere).

These products include:

Individual ($500-$15,000 monthly benefit) - full income documentation and medical requirements
Accident (at-work rider)
Blue collar, 2-yr. own occupation
White collar and professional with own occupation to age 65
Buy/sell DI ($1.5 million benefit)
Business overhead ($20,000 month max)

Voluntary-reduced medical documentation on a modified or simplified basis
Employer sponsored, 10-benefit contract minimum. Available benefits include Life, STD, LTD and Critical Illness (cancer). For example, one business owner purchases 3 benefits equals 3-benefit contracts.